How Our Inner Critics are Faulty: A Logical Exercise

For those of you who don't know, I am studying for a philosophy degree at the moment. This year I'm taking a logic module, which involves picking arguments apart. It's quite complicated sometimes, but useful, and on Friday I had a little break-through in analysing my own thoughts.

So in my logic seminar on Friday we were looking at the structure of arguments. I'll give an easy example:

• If I work at Tesco I park in the Tesco car park sometimes.
• I park in the Tesco car park sometimes.
• Therefore, I work at Tesco.

Just looking at this argument, it's clear that there's something wrong with it. There could be loads of reasons why I park in the Tesco car park sometimes - it might just be to do my shopping - it doesn't have to mean that I work there! 

But it's not always so obvious. This particular argument example can be separated into algebraic parts. Bear with me if you hate maths!

So I'm going to take the argument apart now and assign each part a letter:

• A - I work at tesco
• B - I park in the Tesco car park sometimes

So the argument above can be restructured like this (look back at the original argument to work it out):

• If I work at Tesco I park in the Tesco car park sometimes (if A, then B).
• I park in the Tesco car park sometimes (B). 
• Therefore, I work at Tesco (therefore A). 

The academic part will shortly be over and I will relate this to thinking! But basically, the letters can be replaced with other sentences, for example:

• If it is raining then it is cloudy (if A then B)
• It is cloudy (B)
• Therefore it is raining (therefore A)

This argument (the raining/cloudy argument) is said to have the same logical form as the Tesco argument, because the letters are the same. This lettering order is said to be invalid because you can replace the letters with any sentence and the argument still won't 'work'. If you understand this, you'll understand the next bit!

So in last week's seminar, a nice girl sat next to me and we chatted quite a lot. This week I walked in and sat down. She came in after me and took a seat at the front away from me. At that moment I had a negative automatic thought (types of thoughts I'll look at in another blog post):

• If she didn't enjoy sitting next to me last week she wouldn't sit next to me this week. 
• She didn't sit next to me this week.
• Therefore, she didn't enjoy sitting next to me last week.

You might notice, this argument has the same lettering structure as both the Tesco and the clouds argument:

• If she didn't enjoy sitting next to me last week she wouldn't sit next to me this week. (if A then B)
• She didn't sit next to me this week. (B)
• Therefore, she didn't enjoy sitting next to me last week. (A)

Of course the argument came out from my inner critic in a rather convoluted way, like most arguments, but the basic structure is invalid. Even though thoughts from our inner critic are usually quite believable, when looked at closely like in CBT, they are often completely invalid. 

There could've been a different reason she chose not to sit next to me. And as it turned out, there was - she had to be at the front to do her presentation this week! 

The take away message from what I'm saying is that being aware of your negative thoughts means you can unpick them, analyse them and usually discover that they're complete rubbish! 

Image from here

5 Steps: Facing up to Your Bank Balance!

"I don't want to look at my bank balance" is something often heard around young people. But it's not just young people who struggle to check. Only 65% of adults check their bank balance each week. So how can the other 30% do this and why is it important anyway?

Knowing what's your bank account is going through is important. It helps us avoid things like:

• Overdraft charges
• Being unable to pay rent/bills on time
• Having to borrow money
• The scary world of payday loans
• Being in debt

It is well-known that people in debt suffer from more stress, which can lead to things like mental health problems, high blood pressure and a weaker immune system. The more problems you have like this, the more money you need to spend on travel, time off work etc., and it becomes a cycle.

So how can I make this less painful?

It can be hard to check your bank account. Seeing a low number leads to feelings which a lot of people would rather avoid, at least for the time being. But the more you are on top of your bank account, the more you can avoid feelings like dread and anxiety. 

Putting off checking leads to more of these feelings, and although feelings are very valid and ok, it is best to try and foster positive feelings, like empowerment and gratitude. So start today if you can. 

Practical tips:

1) Calculate in and out-goings.

So you've decided you're ready to check. First it might be a good idea to get a sheet of paper and write on the left your 'in' payments, and on the right your 'out' payments. It is a good idea to do this for a month worth of commitments. If you are a student, do this as your student loan arrives and calculate for the term.

You can also see whether medium term you need to look at increasing your hours at work to sustain yourself, or whether you are working enough that you can save some money.

2) Get comfortable.

Personally I like to do this in a coffee shop or somewhere similar. Somewhere where I can have a cup of coffee in hand as I sort things out. I also like to give myself a lot of time for this, and print out a statement from the machine at the bank, so it's current.

Take a deep breath, remind yourself that everything is ok. You are safe. You are supported and you have people who will support you and look after you. If you don't have anyone or are going to really struggle, there are always options of some kind. Keep reminding yourself of this. Repeating an affirmation in your mind can help, such as 'I am supported'.

3) Take a look

Then, when you feel safe and supported, have a look at your balance. Be prepared for any feelings that might come up. They are all valid. Even if it's excitement because you have more than you thought. If you feel sad, give yourself a minute to process it. Ground yourself to keep yourself in the situation. This is something you can cope with.

4) Adjust your spending

Calculate how much money you can spend per day, when you've taken out rent, bills, food and all other essential things. You may choose to include travel in this if you get the bus a lot. Be realistic at this point. If you know you get the bus, incorporate it in your essentials budget. If you get a cup of coffee every day, don't pretend you don't - add it to the budget!

Then calculate your left over money for the time period, and divide it by the number of days so that you have a set amount per day you can spend. This might be on social plans, birthdays, snacks, e.t.c. Now write it down clearly, and put it up somewhere - maybe your fridge or a notice board.

If you find that you do not have much money left to do things, consider cutting your essentials budget. For instance, could you walk to work instead of getting the bus? Could you cycle? Calculate the feasibility of different options and see. You could also look at things like buying cheaper foods or shopping at a different supermarket.

Here you could also look at borrowing more money if you need to, or paying back your overdraft gradually. You could also think about longer-term things like cheaper accommodation.

5) Congratulate yourself

It's important to acknowledge that you've just done something really difficult! Treat yourself with your money for that day. Having been at many places on the spectrum, I'd recommend a DVD from CEX or craft materials from Poundland if you're at the low end. You'd be surprised where you can cut costs but still be treated!

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Now enjoy your new feelings of empowerment about your money budget, and feel grateful for how much better you feel now that you're on top of things. If you're feeling inspired having read this, let me know by sharing, commenting or liking the post!

Image 1 source here
Image 2 source here